Как правильно перевести на рус. Lending Relationship.

[o-rf]

Столкунлся с таким словосочетанием как Lending Relationship. Прошу заметить, что перевод как"кредитные взаимотношения" не совсем подходит по контексту. Вот такой текст:

The policy concern here is that industry consolidation and technological
change might impair the ability of the banking industry to provide relationship
lending services to informationally opaque small business borrowers.

[off]добавлено спустя 28 минут:[/off]

Или вот ещё:

An exception to this perspective is a
recent paper that noted that relationship lending is only one of at least four
different lending technologies through which banks provide credit to small businesses,
including financial statement lending, asset-based lending, and small
business credit scoring (Berger and Udell, 2002).